Compare Life Insurance :: News
SHARE

Share this news item!

Australian Life Insurers' New Mental Health Action Plan

Enhancing Support and Sustainability in Mental Health Coverage

Australian Life Insurers' New Mental Health Action Plan?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

In response to the escalating mental health crisis, Australian life insurers have committed to developing a comprehensive industry action plan aimed at supporting long-term affordability and sustainability.
This initiative seeks to deliver greater clarity, fairness, and transparency for customers dealing with mental health conditions.

Over the next 12 months, the Council of Australian Life Insurers (CALI) will collaborate with industry, medical, and workplace experts to create a new assessment framework for mental health claims. This framework is intended to align disability insurance coverage with contemporary medical evidence and return-to-work practices, ensuring that policies are both effective and equitable.

CALI CEO Christine Cupitt highlighted the industry's responsibility to act on the growing mental health crisis, stating that the new framework will bring greater consistency across the industry. By listening to feedback from customers and consumer advocates, the aim is to make the claims process more transparent and easier to understand.

For policyholders, this action plan signifies a proactive approach by insurers to address the complexities associated with mental health claims. It reflects a commitment to evolving industry practices to better meet the needs of Australians facing mental health challenges, ultimately contributing to improved outcomes and experiences for all stakeholders involved.

In summary, the development of this mental health action plan represents a significant step forward for the Australian life insurance industry. By fostering collaboration and innovation, insurers are working towards a more sustainable and supportive framework for mental health coverage, ensuring that policyholders receive the care and protection they need.

Published:Friday, 15th May 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

Court ruling puts TPD work-hours conditions under the microscope
Court ruling puts TPD work-hours conditions under the microscope
11 Nov 2026: Paige Estritori
A recent Queensland Court of Appeal decision has put fresh attention on how work-hours conditions operate in total and permanent disablement insurance, particularly where cover is held through a superannuation fund. In AIA Australia Ltd v Kelly-Stevens, delivered on 30 October 2026, the court dismissed an insurer appeal after a claim was rejected because the insured member had not continuously worked at least 15 hours a week in the three months before disablement. - read more
New Genetic Test Rules Change Life Insurance Underwriting
New Genetic Test Rules Change Life Insurance Underwriting
04 Nov 2026: Paige Estritori
Australia’s new genetic testing protections are now in force, marking one of the more practical changes to life insurance underwriting in recent years. From 8 October 2026, life insurers are restricted from asking for, soliciting or using protected genetic testing information when assessing new life insurance policies or variations to existing cover. - read more
New Claims Data Highlights the Importance of Choosing the Right Life Cover
New Claims Data Highlights the Importance of Choosing the Right Life Cover
16 Sep 2026: Paige Estritori
The latest life insurance claims and disputes data from Australia’s regulators is a useful reminder that buying cover is not just about finding the lowest premium. For households comparing policies, the more important question is whether the cover is likely to work as expected at claim time. - read more
New APRA rules put insurer systems under the spotlight
New APRA rules put insurer systems under the spotlight
09 Sep 2026: Paige Estritori
Australia’s tougher operational risk regime is sharpening the focus on how life insurers manage the systems, partners and processes that sit behind every policy. APRA’s CPS 230 standard requires regulated insurers to identify critical operations, set clear disruption tolerances and strengthen oversight of material service providers. For customers, this is not just a back-office compliance story. - read more


Life Insurance Articles

Why Life Insurance Matters: Securing Your Family's Financial Future
Why Life Insurance Matters: Securing Your Family's Financial Future
Life insurance is a financial product designed to provide peace of mind by ensuring that your loved ones are financially secure even in your absence. It offers a safety net, paying out a sum of money upon the policyholder's death or, in some cases, after a set period. This payout can help cover expenses such as mortgage payments, children's education, or day-to-day living expenses, thereby maintaining family stability during difficult times. - read more
The Crucial Role of Life Insurance in Business Continuity Planning
The Crucial Role of Life Insurance in Business Continuity Planning
Life insurance is a fundamental component that can play a significant role in the continuity of a business. Essentially, it's a contract between the policyholder and the insurer where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person. This financial safety net can be crucial for businesses wanting to safeguard their future operations against unexpected losses. - read more
How to Estimate How Much Life Insurance Cover You May Need
How to Estimate How Much Life Insurance Cover You May Need
Estimating life insurance cover starts with the financial gap your household could face if you were no longer there. This guide explains how Australians can consider debts, income replacement, dependants, existing cover and affordability before comparing policy options. - read more
How Life Insurance Applications and Underwriting Work in Australia
How Life Insurance Applications and Underwriting Work in Australia
Applying for life insurance in Australia usually involves questions about your health, lifestyle, occupation and finances. This guide explains how underwriting works, why accurate disclosure matters and how the process can affect policy terms, premiums and exclusions. - read more

Knowledgebase
Insurance:
In law and economics, insurance is a form of risk management primarily used to hedge against the risk of potential financial loss.